A new 1,200-page law just rewrote key retirement rules.
President Trump’s One Big Beautiful Bill is packed with changes that may impact your taxes, Social Security, and healthcare. In this episode of The Retirement Income Show, we cut through the noise and break down what matters most for retirees and pre-retirees, plus how you can prepare to take advantage of these changes in 2025 and beyond.
With so many moving pieces in retirement planning—like Social Security, Roth conversions, Medicare, and long-term care—it’s easy to lose sight of what matters most. In this episode of The Retirement Income Show, we break down what the main thing really is when it comes to planning for a secure and sustainable retirement. We explain why relying on withdrawals and reverse dollar-cost averaging can be a dangerous game. Learn how to “eat the eggs, not the chickens” with proper income-focused strategies, using tools like individual bonds, preferred stocks, and REITs.
If you’re ready to stop guessing and start focusing on what really matters in retirement, this episode is for you.
You’ve spent your life saving and preparing for retirement, but now comes the hard part: spending it wisely. In this episode of The Retirement Income Show with Dave Stearns, we tackle one of the most overlooked and anxiety-inducing parts of retirement planning: decumulation. We explore why it’s so difficult to shift from saving to spending, walk through common withdrawal strategies like the 4% Rule, Dynamic Spending, and the Bucket Approach, and explain why decumulation requires a whole new mindset focused on income and preservation. Plus, we dive into smart tax strategies, including Roth conversions and income planning, and share how to align your investments with your income needs so that you can spend with confidence and sleep well at night.
In this episode of the Retirement Income Show with Dave Stearns, we shine a spotlight on the newest and most dangerous financial scams targeting retirees today. From fake Medicare calls and AI-powered voice impersonations to romance scams and phishing emails, scammers are using sophisticated technology and sneaky tactics to steal your money and personal information. We’re breaking down the red flags to watch for, how these con artists find you in the first place, and smart strategies to protect yourself and your nest egg. If you want to stay one step ahead of the scammers and keep your retirement secure, you won’t want to miss this episode!
In this episode of The Retirement Income Show with Dave Stearns, we tackle some of the most pressing concerns facing retirees and pre-retirees today — from inflation, interest rates, and Social Security uncertainty to scam prevention, housing decisions, and geopolitical instability. We also unpack the risks of outdated investment strategies and explore practical alternatives for generating reliable income. Don’t miss this timely conversation to help you prepare for a stress-free retirement, no matter what the world throws your way!
Have you ever unpacked a new item to assemble it, only to realize a crucial part was missing? It’s frustrating, and it can make the whole thing useless or at least sub-optimal. The same is true in many areas of life, especially retirement planning. If even one piece of your retirement plan is missing, the whole strategy can be incomplete, and that can have serious consequences. If you want to be confident that your retirement plan is truly complete, don’t miss this episode of The Retirement Income Show with Dave Stearns!
If retirement had a middle name, it would be “Income,” just like our show: The Retirement Income Show. You have to have income to replace the salary that you earned every week when you were working. It’s important to realize that income is one of the primary elements of a successful and stress-free retirement. Too many people think of income as taking money out of your account, but there’s so much more to it. Join us for this episode of The Retirement Income Show with Dave Stearns as we explain all things income!
Retirement can bring about lots of questions, whether you’re preparing to retire soon or have been retired for years! Over the last 20+ years at Stearns Retirement Group, we’ve heard them all. On this episode of The Retirement Income Show with Dave Stearns, we’re digging into the mailbag to answer some of the top questions retirees ask us. Don’t miss it!
There aren’t many things that can happen economically, geopolitically, or socially that the stock market is not familiar with. If there were a way to invest in retirement that was effective in all market environments, would you want to know about it? Of course you would, so don’t miss this episode of The Retirement Income Show with Dave Stearns!
Many people don’t even think about their 401(k) when they change employers. In fact, some people don’t even know the options for their employer plans. On this episode of The Retirement Income Show with Dave Stearns, we’ll help you sort it all out so that you know the next steps to take. We’re covering the purpose of a 401(k), pensions, investment options, strategy, Roth conversions, and more!